Kenya Transport Infrastructure

Real-Time Fare Collection for Modern Kenya

Built for SACCOs. Powered by M-Pesa. Live tracking, fraud detection, and full financial visibility — all in one platform.

Fleet Operations Fleet Operations
Cashless Payments Cashless Payments
Revenue Intelligence Revenue Intelligence
Transport Intelligence Transport Intelligence

NganyaPay Infrastructure Capabilities

A unified infrastructure layer built specifically for public transport operations, accountability, intelligence and future mobility systems.

Cashless Payments

Digital fare collection, transaction verification and passenger payment infrastructure.

Revenue Infrastructure

Automated reconciliation, settlements, revenue visibility and payout workflows.

Fleet Intelligence

Vehicle utilization, accountability, profitability and operational performance.

Occupancy Intelligence

Passenger demand visibility, route analysis and transport performance insights.

Fuel & Energy Infrastructure

Fuel accountability today and future electric mobility readiness tomorrow.

AI Command Center

Evidence-based operational intelligence, alerts, forecasting and decision support.

Process

From SACCO to passenger — seamless

Three steps to digitise your entire transport operation.

01
Register Your SACCO

Transport authorities onboard verified operators. Add routes, stages, and fare structures in minutes.

02
Deploy IoT Devices

Mount our devices in each vehicle. Drivers and conductors get instant access. Passengers pay via M-Pesa STK push.

03
Monitor Everything Live

Real-time fleet status, passenger counts, revenue, fraud alerts — all visible in one dashboard.

04
Collect & Reconcile

Automated revenue reporting per route, per driver. No cash leakage. Full audit trail on every trip.

Platform

Built for the entire ecosystem

Every stakeholder — operator, driver, passenger, authority — served on one platform.

Live Fleet Tracking

Real-time vehicle status, passenger counts, and route progress — updated every 30 seconds via IoT.

M-Pesa STK Push

Frictionless fare collection. Passengers pay without touching a device. Instant confirmation on vehicle screens.

Fraud Detection

AI-powered anomaly scoring flags revenue leakage, ghost trips, and fare mismatches — automatically.

Revenue Intelligence

Per-route, per-driver revenue breakdowns. Identify top performers and underperforming vehicles.

Role-Based Access

Granular permissions for Admin, SACCO Operator, and Driver roles. Secure and auditable at every level.

Automated Reports

Daily, weekly, and monthly reports generated from live data. Export-ready for NTSA compliance.

QR Code Payments

Make fare payments easier with QR-based payment initiation and clear payment confirmation.

Seamless Mobility

Connect boarding, fare collection, and payment confirmation for a smoother passenger journey and more coordinated transport operations.

Made for every role

Each stakeholder gets a tailored view of what matters most to them.

Transport Authority

National oversight. SACCO registration, fleet health, and compliance reporting.

SACCO Operator

Manage vehicles, routes, drivers, and fares. View daily revenue and live trips.

Driver / Conductor

Start trips, accept M-Pesa payments, track shift earnings in real time.

Passenger

Pay fare via M-Pesa. Instant receipt. No cash, no hassle.

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Ready to digitise your SACCO?

Join 120+ SACCOs already running on NganyaPay. Setup takes under 24 hours.

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